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Venmo allows you to make payments using a variety of methods including: Venmo balance, bank account, debit card, and credit card. Because your level of protection against unsatisfactory purchases will vary with each method, you should review this page to understand how you can select a payment method and how protection differs depending on your payment method.

This page does not address unauthorized transactions. For information on your protection against unauthorized transactions, please see the Venmo User Agreement (Protection from Unauthorized Transactions).

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About Payment Methods. PayPal allows you to make payments using a variety of methods including: PayPal Cash or PayPal Cash Plus account balance, a bank account, PayPal Credit, debit or credit cards, and rewards balance. This page does not address unauthorized transactions.

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The Cash App, by Square, is a payment app that allows for direct peer-to-peer payment via your mobile device. Cash App users can get an optional Visa debit card that allows them to use funds from their Cash App account to make purchases from retailers or even withdraw cash from an ATM.

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Zelle sends the recipient a text or email indicating there’s a payment waiting for them, along with a link to accept it. If the recipient’s bank is a participating partner, the recipient simply needs to register for the service through their bank’s website or mobile app with an email address or phone number.